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WARNING: These are the "secrets" Your State and Local Government DON'T want you to know...



60% of Property Owners are over-assessed and pay too much in property taxes.

Less than 2% of Property Owners challenge their property taxes.

More than 70% of the resourceful 2% get a refund and annual reductions of
5 - 20 % or more off their property tax bill.


Dear Property Owner,

     If you're like many homeowners, you're OVERPAYING property taxes and you've been doing it for years! A major tax consulting organization conducted a national homeowner's poll and the results were shocking at best: Most homeowners were overpaying property taxes by 5 - 20% That's between $200 and $2,000 per year in unnecessary taxes!

     Are you paying too much?
Do you want to reduce your property taxes and save $200 to $2,000 per year while avoiding the outrageous fees charged by professional appraisers and attorneys?
Do you need a simple, step-by-step guide with easy-to-fill-in forms and that's guaranteed to work?


     The PROPERTY TAX TOOLBOX makes you privy to the tricks of the Tax Assessor's trade. You'll learn the subtle "errors" on your assessment and what you have to do to correct them!

How many of these typical errors are costing you hundreds or thousands of dollars a year?

1. Inaccurate property descriptions.
2. Clerical errors.
3. Mathematical errors.
4. Failure to consider needed repairs.
5. Failure to consider value-killers like easements, drainage problems, heavy traffic areas, nearby railroad tracks, freeways or industry.
6. Lower assessments on similar houses in the neighborhood ( by law, taxation must be fair and equitable).
7. Failure to depreciate for negative factors ( age and quality of materials, electric heating instead of gas or oil, shoddy workmanship, cracks or deterioration, chronic defect, high tension wires and toxic waste sites, etc.
8. Failure to recognize decreased value due to slump in the real estate market.
9. Illegal assessments and unrealized exceptions.

     With the Property Tax Toolbox, it's easy to appeal your assessment and amazingly easy to get your property taxes cut hundreds - possibly thousands - of dollars per year. The Property Tax Toolbox gives you the following tools to maximize your savings:

• How to tell at a glance if your assessment is too high,
• How to determine your property tax rate,
• How to determine What To Do First if your assessment or property tax rate is raised,
• How to determine which of the 40 Most Common Assessment Errors are raising your taxes,
• How to use the Toolbox Of Universal Forms to locate errors in your assessment and identify the exemptions, rebates and refunds owed you,
• How to determine which of the 3 Valuation Formulas is best suited to value your property,
• How to File A Winning Property Tax Appeal by following the step-by-step guide,
• How to avoid the 7 Most Common Blunders in any property tax appeal,
• How to use the 110 Most Common Terms to decipher Assessor Speak,
• How to avoid a formal hearing, using Perfectly Legal Techniques For Cutting Property Taxes,
• How to avoid the Most Common Mistakes that can doom your appeal to failure,
• How to make America's 350-Year-Old Property Tax System Work For You!

               Did you know that most property is over-assessed and that most property owners pay too much in property tax? If you own your home, it's likely you're paying too much in property taxes. The National Taxpayers Union estimates that 60 % of taxable property in the United States is over-assessed! Despite growing tax bills, most people don't appeal their property taxes because they don't know how.


     If you fail to review your assessment, it's likely you're throwing money away ... money you could save, money you could use on home improvements or a new car, money you could earmark for your child's or grandchild's education.

     You obediently pay federal and state income tax, sales tax, luxury tax, capital gains tax, Social Security tax, gasoline tax, unemployment tax and even a "sin" tax. So why pay property taxes you don't really owe? What could you do with the $300, $500, $750, $1,000 or more that you gain annually from a property tax reduction? Did you know that challenging your assessment is not as difficult as most homeowners fear?


So why is your property over-assessed and why will your property always be over-assessed?

     The answer is simple. Your local government relies on your money to operate. Your local government will always tax as much as you're willing to pay! Here's how it works:

     Every year, your municipality notifies the Tax Assessor of the dollar amount needed to fund the ever-increasing cost of public roads, buildings and services in the pending fiscal year. It's the Tax Assessor's job to divide this dollar amount by the total assessed value of real estate in the district to determine the tax rate, multiply the tax rate by the property values to determine the individual property tax bills and then collect the taxes. It's a huge and nearly impossible task. Most Tax Assessors use mass appraisal methods because they are too under-funded, understaffed and short on time to do the job right.

So how will your community's spending deficit and budget crisis affect you?

According to the Wall Street Journal, November 19, 2003, property taxes are high and climbing higher ... State and local governments "see rising property values as a way to cut the budget gap ..."

     During the past 3 years, states have been forced to address a cumulative $200 billion dollar gap in fiscal deficits. Most state and local governments have opted to cut spending, delay special projects, reduce the workforce, expand gambling, increase fees and increase property taxes in order to meet budget shortfalls. Local governments are increasing property taxes and creating extra charges like real estate development fees. Clearly, if you're a property owner, you're a target.

So what is the truth about the Tax Assessor?

     Interestingly, most home owners trust that the Tax Assessor is accurate and fair when determining property value. But ask yourself this: When was the last time the Tax Assessor came to your home to view your land and structures before calculating property value? The likelihood is that the Tax Assessor has not been to your home in several years.

     The truth is ... the Tax Assessor's job is to protect the collective tax base, not protect the individual property owner. The truth is ... the Tax Assessor operates on the assumption that the homeowner is familiar with property value and will protect him/herself by using the appeals process where necessary.

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     The good news is, you can do something about your property taxes. It's very possible to get them reduced and maybe even pocket a hefty refund.

CLICK HERE TO ORDER

The bottom line is that it's up to you ...
"It's Never Too Late To Stop Overpaying Your Taxes!"

So what can you do to protect yourself against over-assessment?

     The Property Tax Toolbox will show you how to answer these questions with easy-to-follow, step-by-step worksheets. In a matter of minutes you'll know how much you're being overtaxed!

     If the assessed value is too high, you must present the Tax Assessor with data confirming why the value should be lowered. The Property Tax Toolbox will show you how to locate, calculate and organize your data to best challenge the Tax Assessor's opinion of value. In a very few minutes, you could be putting hundreds--even thousands of dollars in your pocket! This equates to hundreds of dollars per hour for your time!

     The Property Tax Toolbox will show you how to make the property tax system work to your advantage and will provide you with effective arguments for tax reduction. More than 70% of the time, the value is reduced!


     My name is Michael McCormick. Thirty years ago, I worked for my local Tax Assessor. For several years, I worked in the field as a Property Tax Appraiser. Then, I worked as an Advocate defending the Tax Assessor's opinion of value before the Appeals Board. One day following an Assessment Appeals hearing, a taxpayer turned to me and said, "If you ever decide to leave the Assessor's Office to represent taxpayers, I'd like to be your first client." That taxpayer's statement stopped me in my tracks.

     I'd seen properties over-assessed. I'd seen taxpayers overcharged. I'd seen taxpayers struggle to contest their assessed value in front of the Appeals Board. I knew in my heart that all taxpayers needed was a little guidance and the inside scoop on property taxes. I knew that with a few helpful property tax tools, most taxpayers would win reductions in their assessed value and property tax bill. That taxpayer's statement caused me to start a property tax practice.

     In 1977, Property Tax Consultants led the way for taxpayers to identify inequities and challenge assessed values. Using the Property Tax Toolbox, taxpayers began to gain awareness and realize that "It paid to challenge the Tax Assessor." With guidance from Property Tax Consultants, taxpayers quickly discovered how to gather data and overcome unfair assessments, saving thousands of dollars each year. By 1980, Property Tax Consultants incorporated and began to assist taxpayers throughout the state of California. By 1984, Property Tax Consultants, Inc. (PTC) expanded across the United States.

     I don't have to convince you of PTC's unparalleled reputation in combating over-assessments and achieving reductions for taxpayers. PTC's documented track record speaks for itself. Over the years, PTC recorded savings in the millions of dollars on every type of property, from single family homes to nuclear power plants, from vacant land to skyscrapers, from restaurants and grocery stores to shopping centers, including the largest single landholding in California. PTC generated individual taxpayer savings from a few hundred dollars per year to over 50 million dollars per year!

So what is the Property Tax Toolbox?

The Property Tax Toolbox is a 144 page guide loaded with easy to use, step-by-step forms and intructions for saving on your property taxes. The Property Tax Toolbox includes these unique and valuable features:

• How your property is listed, evaluated and valued.
• How to research your property tax assessment at the Tax Assessor's Office.
• How to identify mechanical errors in your property tax bill.
• How to identify fair market value in your neighborhood and community.
• How to identify properties exempt from taxation.
• How to derive a more favorable opinion of value.
• How to challenge mechanical errors, illegal assessments and inaccurate valuations.
• How to file a formal appeal.
• How to present data and challenge the Tax Assessor's opinion of value at the Assessment Appeals Board.
• A complete series of forms for documenting property tax inequities.
• A resource guide for the 50 states.
• A glossary of residential property tax terms.
• How the property tax system works, including a description of the duties and methods of the Tax Assessor.

     You don't need to be a genius to use the Property Tax Toolbox and challenge your property tax assessment. The Property Tax Toolbox makes your job simple, fast and easy. For less than the cost of taking your family or friends to a nice dinner, you can own the secrets for reducing your property tax bill! I don't have to tell you that the Property Tax Toolbox is worth far more than its $19.95 price.

Remember! The Tax Assessor makes mistakes! The Tax Assessor frequently overlooks or misstates details and information specific to your home and property. Each and every year, you needlessly pay taxes to your local government based on these miscalculations and errors. Isn't it time you do something about this overpayment? Isn't it time you stop throwing away money? Order the Property Tax Toolbox now!

     Think about it, with the savings, you could take your family to dinner more frequently!  You could take your family to Disneyland.  You could buy your child that software program to increase his/her reading and math skills or pay for music lessons, football, baseball or soccer camp!


     With the Property Tax Toolbox at your fingertips, you'll be equipped with easy-to-follow instructions, forms for challenging your assessment of value and guidelines for reducing your property tax bill. Join the thousands of taxpayers who've used the Property Tax Toolbox for 26-years to collectively save millions of dollars in property taxes. Order the Property Tax Toolbox now and put hundreds to thousands of dollars back in your pocket, year after year.

     If you really stopped to think about it, with the savings you could add a dependent to your health care or a teenager to your car insurance.  You could increase your tithe at your church or contribute to your favorite charity.

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     The process for getting a tax reduction on a single family house is straight forward and easy. The principles for gaining reductions on single family homes and large properties are the same. The basic differences between the two can be boiled down to size and complexity. The Property Tax Toolbox provides easy-to-follow steps to help you cut your property taxes down to the absolute minimum.

     The Property Tax Toolbox is so effective, that in 1990, it garnered the unqualified endorsement of financial authorities like MONEY Magazine:




     Make sure you're not in that 60% category of over-assessed homeowners! Delay and pay more than you should. Act now and save. Act now and experience the pleasure of channeling your money back into your pocket!



     There is no better time or opportunity than right now to reduce your assessment and start saving your hard-earned money. You'll be pleasantly surprised at how easy it is to lower your assessment with the Property Tax Toolbox.

Wishing you the best in property tax reductions,




P.S. America's largest corporations have paid thousands to get PTC's property tax advice and 27-years of experience. In 1977, PTC developed and sold the original Taxpayer's Survival Kit [renamed the Property Tax Toolbox] as a guide for the residential property owner. There are other property tax books out there, but the Property Tax Toolbox is the mother of all property tax guides. Wouldn't you rather access the source? Order the original today!

P.P.S. Unless you Take Action Now, there's a 60% chance you'll keep paying more than your fair share of property taxes. Wouldn't you prefer to be a member of the insightful 2% who know their property's appraised at fair market value? Wouldn't you prefer to have a 70-75% opportunity to pay less? Think about it and you'll realize that the only solution is to take action and invest in the Property Tax Toolbox! Take no action and risk overpayment. Take Action Now to get the refund and annual reductions you deserve!